Broker Check


Tuesday, March 24, 2020

In your investing lifetime, you may only see a situation like the recent novel coronavirus (COVID-19) a few times. This is a circumstance where complete candor is necessary. The truth is that we can’t yet gauge the full economic...

Thursday, March 12, 2020

What has upswings and downturns, troughs, peaks, and plateaus? Though such terms could easily describe a roller coaster ride, they are also commonly used to describe the business cycle. The business cycle – also known as the...

Tuesday, March 10, 2020

Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, “Almost any decision is better than no decision at all...

Tuesday, March 3, 2020

FILING FINAL TAX RETURNS FOR THE DECEASED When a family member passes away, there are many decisions that need to be made and many emotions to handle. The last thing anyone thinks about is taxes. Unfortunately, even the deceased...

Thursday, February 27, 2020

If you're like many small business owners, running your own business is an all-consuming endeavor. In the face of everyday demands, choosing a retirement plan for your business can become a casualty. The idea of establishing a plan...

Show All

Thursday, February 20, 2020

The Internal Revenue Service estimates that taxpayers and businesses spend 8.1 billion hours a year complying with tax-filing requirements. To put this into perspective, if all this work were done by a single company, it would need...

Thursday, February 6, 2020

Every year the Internal Revenue Service (IRS) releases its list of tax scams, spotlighting the myriad ways that people try to separate you from your money.¹ The “Dirty Dozen” Identity Theft Using your personal...

Tuesday, February 4, 2020

The reason withdrawals from an Traditional Individual Retirement Account (IRA) prior to age 59½ are generally subject to a 10% tax penalty is that policymakers wanted to create a disincentive to use these savings for anything...

Thursday, January 30, 2020

Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull over, the officer gets out, and your heart drops. “Are you aware the registration on...

Tuesday, January 28, 2020

Everyone loves a winner. If an investment is successful, most people naturally want to stick with it. But is that the best approach? It may sound counter intuitive, but it may be possible to have too much of a good thing. Over time,...

Tuesday, January 21, 2020

HOW TO MAKE THE TAX CODE WORK FOR YOU By April 19, 2019, 137million taxpayers had dutifully filed their federal income tax returns.1 And they all made decisions about deductions and credits – whether they realized it. When you...

Thursday, January 16, 2020

YOUR EMERGENCY FUND: HOW MUCH IS ENOUGH? Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as...

Tuesday, January 14, 2020

Who among us wants to pay the IRS more taxes than we have to?1 While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible. Let’s take a quick look at the six...

Wednesday, January 8, 2020

Washington was busy this holiday season. As many of us were looking forward to some well-earned time off, new legislation was passed, and it affects some of the old rules for traditional Individual Retirement Accounts. These changes...

Wednesday, November 6, 2019

Oh November. You may be thinking about soup and turkey. We are definitely thinking about year end tax planning. You may be anxiously awaiting your daily PSL (pumpkin spice latte). We are calculating RMD's (required minimum...

Wednesday, October 2, 2019

For inquiring minds...

Monday, March 25, 2019

Military families face unique challenges, making personal finance even more critical.

Thursday, March 7, 2019

Six overlooked tax deductions to help manage your tax bill.

Monday, March 4, 2019

Do you know how to set up your financial goals for success? This knight does.

Tuesday, February 19, 2019

Understanding tax strategies and managing your tax bill are an integral part of a sound financial approach.

Thursday, February 14, 2019

Bonds may outperform stocks one year only to have stocks rebound the next.

Tuesday, February 5, 2019

Getting ready for retirement? Before you can cross that bridge, you’ll need to cross some important items off your to-do list.

Thursday, January 31, 2019

While Americans are entitled to take every legitimate deduction to manage their taxes, the Internal Revenue Service (IRS) places limits on your creativity. Here are some examples of deductions from the IRS that were permitted and some...

Tuesday, January 29, 2019

An 11 year old from Bellingham, WA recently started a newsletter to bring more happiness to our city. Subscribe and be happy!

Thursday, January 24, 2019

Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.

Tuesday, January 22, 2019

When you take the time to learn more about how it works, you may be able to put the tax code to work for you. Read More

Wednesday, January 16, 2019

That big list of dreams and goals isn't the only way to look at your bucket list. View More

Thursday, December 13, 2018

Not sure what to make for Christmas Dinner this year? Find inspiration with Edible Seattle's list of recipes.

Monday, December 10, 2018

How literate are you when it comes to your finances? Brush up with these five basics. Read Here

Thursday, December 6, 2018

Ever wonder exactly how stocks work? Read on for more information. Read More

Tuesday, November 27, 2018

In order to get where you want to go, you need to know where you are. You can get a view of your financial position by generating a personal net worth statement. View Here

Tuesday, November 20, 2018

From the Dutch East India Company to Wall Street, the stock market has a long and storied history. View Here

Wednesday, November 14, 2018

Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance. Read More

Monday, November 12, 2018

Being healthy not only makes you feel good, it may also help you financially. Read More

Thursday, November 1, 2018

How do the markets usually react to elections? Was the 2016 election any different? View More

Tuesday, October 30, 2018

Understanding the cycle of investing may help you avoid easy pitfalls. Watch Now

Tuesday, October 23, 2018

One of the most basic tenets of sound investing involves the simple habit of “paying yourself first.” Read More

Wednesday, October 17, 2018

Many people have the potential to earn a small fortune during their working years. Yet some are unaware of how their annual income adds up over the years. This calculator, designed to help you estimate how much you may earn before you...

Thursday, October 4, 2018

Here is a quick history of the Federal Reserve and an overview of what it does. View More

Tuesday, October 2, 2018

Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. Read More

Thursday, September 27, 2018

China owns a portion of the total outstanding debt of the U.S. Government. What does it mean? Read More

Monday, September 24, 2018

We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?” View More

Monday, September 17, 2018

Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. Read on to see how powerful it really is. Read More

Wednesday, September 12, 2018

Financial and Healthcare Documents Read more

Monday, September 10, 2018

Pundits say a lot of things about the markets. Let's see if you can keep up. See more

Monday, September 10, 2018

MONEY DRAINING FOOD MYTHS The road to better health may sometimes involve an extra expense here and there, but you should be careful about wasting money on diet ideas with promises that are more based on myth than fact. Identified...

Thursday, August 23, 2018

Seasoned Traveler Tips

Thursday, July 12, 2018

Are you an owner of a thriving business or a medical or legal practice? Are you a highly paid executive? If you have children, at some point they may discern how wealthy you are – and in turn, learn how “rich” they...

Thursday, July 12, 2018

Whether you want to leave work at 62, 67, or 70, claiming the retirement benefits you are entitled to by federal law is no casual decision. You will want to consider a few key factors first. How long do you think you will live? If you...

Thursday, July 12, 2018

On September 7, credit reporting agency Equifax dropped a consumer bombshell. It revealed that cybercriminals had gained access to the personal information of as many as 143 million Americans between May and July – about 44% of...

Thursday, July 12, 2018

Imagine finding out that your computer has been hacked. The hackers leave you a message: if you want your data back, you must pay them $300 in bitcoin. This was what happened to hundreds of thousands of PC users in May 2017 when they...

Thursday, July 12, 2018

SMART TIP: Grilling burgers? To make your patty juicier, try dunking it in very cold water for about 20-30 seconds before placing it on the grill. WHO SAID IT? “Avoiding danger is no safer in the long run than outright exposure....

Thursday, July 12, 2018

At first glance, the rules surrounding inherited IRAs are complex. Here are some questions (and potential answers) to consider if you have inherited one or may in the future. Who was the original IRA owner? If the original owner was...

Thursday, July 12, 2018

Many households and businesses are insufficiently insured. The problem is not necessarily the quality of coverage, but the breadth and depth of it. Your own business or household may be more vulnerable than you realize. Too many people...

Thursday, July 12, 2018

Major changes may be ahead for federal tax law. At the start of November, House Republicans rolled out their plan for sweeping tax reforms. Negotiations may greatly alter the content of the bill, but here are the proposed adjustments,...

Thursday, July 12, 2018

An executive transitions into a consulting role at age 62 and stops working altogether at 65; then, he becomes a buyer for a church network at 69. A corporate IT professional decides to conclude her career at age 58; she serves as a...

Thursday, July 12, 2018

President Donald Trump signed the Tax Cuts & Jobs Act into law on December 22, and on January 1, some key details of the Internal Revenue Code will abruptly change.1 There will be night-and-day change, both figuratively and literally....

Thursday, July 12, 2018

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES JANUARY 2018 “All that is gold does not glitter, not all those who wander are lost; the old that is strong does not wither, deep roots are not reached by the frost...

Thursday, July 12, 2018

It’s not uncommon – Many a well-educated, socially conscious, environmentally friendly investor winds up buying shares of companies whose beliefs and business practices are far removed from their own. Why? Often investors...

Wednesday, July 11, 2018

Are the days of itemizing over? Not quite, but now that H.R. 1 (popularly called the Tax Cuts & Jobs Act) is the law, all kinds of itemized federal tax deductions have vanished. Early drafts of H.R. 1 left only two itemized deductions...

Wednesday, July 11, 2018

Stocks sometimes retreat. That reality can be overlooked in a long bull market. Bear markets do appear, and a deep downturn could force you to sell securities in retirement, so you can pay for necessary expenses. Right now, you might...

Wednesday, July 11, 2018

Fewer taxpayers are itemizing in the wake of federal tax reforms. You may be one of them, and you may be wondering how many receipts, forms, and records you need to hold onto for the future. Is it okay to shred more of them? Maybe not....

Wednesday, July 11, 2018

Sometimes more money can mean more problems. “Lifestyle creep” is an unusual phrase describing an all-too-common problem: the more money people earn, the more money they tend to spend. Frequently, the newly affluent are the...